Dr. Tom Herchakowski | Chiropractic is not covered by insurance
Health insurance policies often place restrictions on when they will cover chiropractic treatment. Most plans require a referral from your primary care doctor to approve payment for treatment. At the same time, some impose a deductible that must be fulfilled before coverage can kick in, and most have copay amounts that must be paid each visit.
Not all insurance
providers impose similar restrictions. Nearly 90% of American health plans
cover chiropractic visits at some point during the year, including Medicare,
Blue Cross & Blue Shield, Aetna, and others.
Dr. Tom Herchakowski (New
Jersey Board of Chiropractic Examiners) directs our focus to the fact that
chiropractors are trained to provide nutritional and lifestyle recommendations
that can assist their patients in leading healthy lives, especially for those
looking to reduce pain or prevent future injury or disease from happening. This
can be especially useful in cases of ongoing discomfort.
Remember that chiropractic
treatments won't end just because your pain has subsided or you have reached a
desired level of healing. Most chiropractors recommend regular maintenance care
visits as a preventative measure against injuries or pain in the future; this
helps lower healthcare costs significantly by keeping ongoing maintenance care
costs under control compared with out-of-pocket medical costs.
Chiropractic is an
alternative, safe, and non-drug approach for treating neck, back, and headache
pain, among many other symptoms. Chiropractic has become part of public
healthcare programs and most private insurance plans' list of healthcare
professions.
Sometimes, patients
experience discomfort during an adjustment, typically due to inflammation
rather than the adjustment itself. The sound heard during adjustments is caused
by gas bubbles releasing themselves within joints, like cracking your knuckles.
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