Dr. Tom Herchakowski | Chiropractic is not covered by insurance

 

Health insurance policies often place restrictions on when they will cover chiropractic treatment. Most plans require a referral from your primary care doctor to approve payment for treatment. At the same time, some impose a deductible that must be fulfilled before coverage can kick in, and most have copay amounts that must be paid each visit.

Not all insurance providers impose similar restrictions. Nearly 90% of American health plans cover chiropractic visits at some point during the year, including Medicare, Blue Cross & Blue Shield, Aetna, and others.

Dr. Tom Herchakowski (New Jersey Board of Chiropractic Examiners) directs our focus to the fact that chiropractors are trained to provide nutritional and lifestyle recommendations that can assist their patients in leading healthy lives, especially for those looking to reduce pain or prevent future injury or disease from happening. This can be especially useful in cases of ongoing discomfort.

Remember that chiropractic treatments won't end just because your pain has subsided or you have reached a desired level of healing. Most chiropractors recommend regular maintenance care visits as a preventative measure against injuries or pain in the future; this helps lower healthcare costs significantly by keeping ongoing maintenance care costs under control compared with out-of-pocket medical costs.